Industry description:

In an era of updating Internet development, more and more customers already have virtual products. In the process of collection, the sales in virtual product industry is a non-physical goods. Hence, the risk of transaction get increased as well. Compared with entity industry, a chargeback rate in virtual product industry is higher. Therefore, Risking control is necessary to be more restrictive than other industries. In this case, Rong Xin Hui has introduced collection services based on the core of risking control.

The solution:

1、Safety precautions: NETSCREEN firewalls, MD5 digital signature, PCI-DSS, SSL encryption certificate, Password security controls, Risking control system and early warning mechanism. Combining various protective measures with internal warning mechanism which lead to ensure transaction security and Merchants’ collection more safety.

2、Possessing with professional overseas Cardholders service, Rong Xin Hui provides Cardholders information inquiry so as to judge the fraudulent transaction.

3、Building up perfect product examination system, Rong Xin Hui acts strictly in accordance with the virtual goods policy and provides related payment products.

4、With strict risking control system, Rong Xin Hui reduces the risk of virtual product industry effectively through the risking control with industry characteristics according to all kinds of basic attributes, activeness, purchasing regular etc. of Cardholders.